Are you paying too much for your insurance?

[Gary406]

renew date febuary 1st.

from febuary 2010 to 2011 - 4 years no claims - £375 fully comp
from fabuary 2011 to 2012 - 5 years no claims - £575 fully comp

all the fraudsters are putting our premiums up with their false claims

[steve_earwig]

Time to shop about!

Volvo fully comp = £438.00

I did have to attend the Volvo 5-day residential 'advanced road manners' course in Bournemouth

"Thes es nöht ä BMW sö dö nöt dräive it läik å cuhnt. Thänkyöu."

stayed at the 'Limes' B&B overlooking the sea...well I say 'overlooking'...

Basil: May I ask what you expected to see out of a Torquay hotel bedroom window? Sydney Opera House, perhaps? The Hanging Gardens of Babylon? Herds of wildebeest sweeping majestically...?
Mrs. Richards: Don't be silly. I expect to be able to see the sea.
Basil: You can see the sea. It's over there between the land and the sky.
Mrs. Richards: I'd need a telescope to see that.
Basil: Well, then, may I suggest you move to a hotel nearer the sea? [mutters] Or preferably in it.
Mrs Richards: What?
Basil: Nothing.
Mrs Richards: Anyway, listen. I am not satisfied. Nevertheless, I have decided to stay. But I shall expect a reduction.
Basil: Why, because Krakatoa's not erupting at the moment?
Mrs Richards: Because the room is cold, the bath is too small, the view is invisible and the radio doesn't work.
Basil: No, the radio works. [mutters] You don't.
Mrs Richards: What?
Basil: I can fix it [mutters] you scabby old bat.

[highlander]

Mrs. Richards: Don't be silly. I expect to be able to see the sea.
Basil: You can see the sea. It's over there between the land and the sky.

PMSL! I love Fawlty Towers

[Welly]

[steve_earwig]

And the next exciting instalment... We've been back to the first lot of insurance agents, who still can't find any details for my no claims. Interestingly, it seems once were married me and the wife shared my no claims, so it should have been carried over to her (ooh, ripped off once more), which basically means, even to their reckoning that I started driving here in 2004 with no no claims bonus, I should have 35% by now. But I don't. And the only record they can come up with by searching against my name is a number plate that's not been on any car I've ever driven

I'm off to see another agent in a hour, this time on my tod 'cos the misses is at work. This should be, errr, interesting...

[Welly]

Oh no what a mare, hope the next lot can help

[steve_earwig]

Sorted. I think the main bit of confusion was I had two Peugeot 406 estates that spent some time wearing the same numberplate, according to her records I was without any car at all for a good while (but it wasn't 3 years ) before gifting the car to my wife and that's when they lost track of the NCB. The moment the insurance lady started searching the MOT centre's database (which is where she works out of) with the right chassis number up it all came. I still reckon I've been ripped off (where was this discount the last two years?) but at least I've got it all back again.

So, new quotes:
TP ONLY (gah!) - 2,200Kn (£256.74)
Fully comp.: 3,809Kn (£444.34)

That's a bit more bluddy like it!

[Welly]

Better than before but still pricey eh

[steve_earwig]

It falls somewhere between the usual greed and the fact that most of the people in this country can't fecking drive for toffee

[lozz]

It falls somewhere between the usual greed and the fact that most of the people in this country can't fecking drive for toffee

Ha ha your not alone mate,
no fecker can drive properly round here youve got to have eyes in back of your head,
iM begining to think some people passed there driving test on a Camel ,

insurance companys are hitting us hard because of people that carnt drive properly,
or there just too busy playing with there hair in the mirror,

[Welly]

Think it's more to do with what someone said earlier - the scumbag crash-for-cash brigade, in the UK anyway

Also there's got to be thousands of immigrant drivers over here now and I don't suppose the driving test was so thorough where they came from <I'm liking my little coffee man

[lozz]

http://www.youtube.com/watch?v=VYMREKmP ... re=related

ithink this explains it all,
somegood info onthere too on what to look out for ,

[jasper5]

http://www.youtube.com/watch?v=VYMREKmP ... re=related

ithink this explains it all,
somegood info onthere too on what to look out for ,

This is so common round my way

Where my wife works near the Reebok Stadium in Horwich there is a roundabout that is one of the most used place in the country for these insurance scams.

I was out with the dog one night at a main crossroad near my house when I saw 4 cars crash into each other at the lights.....each driver got out of their car, gave everyone high fives and all drove off laughing....insurance scam?

[lozz]

http://www.youtube.com/watch?v=VYMREKmP ... re=related

ithink this explains it all,
somegood info onthere too on what to look out for ,

This is so common round my way

Where my wife works near the Reebok Stadium in Horwich there is a roundabout that is one of the most used place in the country for these insurance scams.

I was out with the dog one night at a main crossroad near my house when I saw 4 cars crash into each other at the lights.....each driver got out of their car, gave everyone high fives and all drove off laughing....insurance scam?

arr irember reading something happening in horwich or around that area,
ithink the ring leader was called mr Patel he charged people a fee of £500 up front to have there cars banged
and then he found people to pretend they were passengers for the whiplash claims,
whiplash payout is around £1.500 so they most probs split that amongst them selves,

it was someone working in a office that seen what was going on and Grassed them up,
strangely everyone involved was caught so most probs patel grassed them up to get a lighter sentance ,

so everyone who lives in bolton/bury /wigan will be hit hard onthere premiums because of these bastards,

[jasper5]

This is the report....http://www.lancashiretelegraph.co.uk/ar ... Bolton_man_/

And this.....http://www.lancashiretelegraph.co.uk/ne ... ___claims/