Bloody Insurance

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waue1978
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Re: Bloody Insurance

Post by waue1978 »

Bailes1992 wrote:Well it seems theres a few people on pug306.net who could do me a new MAP with the DPF removed, killing two birds with one stone :D

Sounds like a good plan. Even taking all the bad reviews & reliability reputation into account, I do like the sound of a SW XSi with the later 136bhp engine. Half leather interior, 7 seat capability (although not quite as user friendly as my flip up seats in the 406) & plenty of oomph.

Plus, I have heard that the later 307s were of a slightly higher build quality.
Bailes1992 wrote:Well it seems theres a few people on pug306.net who could do me a new MAP with the DPF removed, killing two birds with one stone :D
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Bailes1992
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Re: Bloody Insurance

Post by Bailes1992 »

ToddM wrote:They're absolutely dreadful them 307s mate, seriously would rather consider getting shot in the toe than driving one of these. I don't think it'd ride as well as a 406, it doesn't have as much space inside and the boot is.. compared to a 406s quite frankly crap. They also don't go quicker than a 406 as far as I know. A mate of my dad's had a 307 SW(back in 2004/5 I think) for 9 months and I swear, it was like giving birth for him.. the bloody thing drew the life out of him. He ended up part-ex for an older C5 as far as I know.
Yeh but the 406 is £500 more a year to insure. Over 3-5 years could end up £1000+ extra in insurance costs.
I'm going to go test drive one I think, they can't be that bad. Theres loads on the road.
I don't want a big car, I just happen to like the 406.
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Bailes1992
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Re: Bloody Insurance

Post by Bailes1992 »

waue1978 wrote:
Bailes1992 wrote:Well it seems theres a few people on pug306.net who could do me a new MAP with the DPF removed, killing two birds with one stone :D

Sounds like a good plan. Even taking all the bad reviews & reliability reputation into account, I do like the sound of a SW XSi with the later 136bhp engine. Half leather interior, 7 seat capability (although not quite as user friendly as my flip up seats in the 406) & plenty of oomph.

Plus, I have heard that the later 307s were of a slightly higher build quality.
Build quality is nothing. You should see my Focus. The Dash is made out of recycled plastic egg cartons I think and theres more rattles than mothercare!
Everything is hard, cheap plastic, the doors are cheap vynil etc.
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waue1978
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Re: Bloody Insurance

Post by waue1978 »

Bailes1992 wrote:
ToddM wrote:They're absolutely dreadful them 307s mate, seriously would rather consider getting shot in the toe than driving one of these. I don't think it'd ride as well as a 406, it doesn't have as much space inside and the boot is.. compared to a 406s quite frankly crap. They also don't go quicker than a 406 as far as I know. A mate of my dad's had a 307 SW(back in 2004/5 I think) for 9 months and I swear, it was like giving birth for him.. the bloody thing drew the life out of him. He ended up part-ex for an older C5 as far as I know.
Yeh but the 406 is £500 more a year to insure. Over 3-5 years could end up £1000+ extra in insurance costs.
I'm going to go test drive one I think, they can't be that bad. Theres loads on the road.
I don't want a big car, I just happen to like the 406.
Also worth bearing in mind though, that if they are as unreliable as the reputation says, over 3-5 years (if you even manage to keep it that long) the 307 could end up costing every penny you've saved & then some in maintenance. See if you can find out what the most common problems are, how much they'll cost to fix & factor them into the overall cost, just to be sure that you will still save a few quid over a 406 (or even anything else).
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Bailes1992
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Re: Bloody Insurance

Post by Bailes1992 »

waue1978 wrote:
Bailes1992 wrote:
ToddM wrote:They're absolutely dreadful them 307s mate, seriously would rather consider getting shot in the toe than driving one of these. I don't think it'd ride as well as a 406, it doesn't have as much space inside and the boot is.. compared to a 406s quite frankly crap. They also don't go quicker than a 406 as far as I know. A mate of my dad's had a 307 SW(back in 2004/5 I think) for 9 months and I swear, it was like giving birth for him.. the bloody thing drew the life out of him. He ended up part-ex for an older C5 as far as I know.
Yeh but the 406 is £500 more a year to insure. Over 3-5 years could end up £1000+ extra in insurance costs.
I'm going to go test drive one I think, they can't be that bad. Theres loads on the road.
I don't want a big car, I just happen to like the 406.
Also worth bearing in mind though, that if they are as unreliable as the reputation says, over 3-5 years (if you even manage to keep it that long) the 307 could end up costing every penny you've saved & then some in maintenance. See if you can find out what the most common problems are, how much they'll cost to fix & factor them into the overall cost, just to be sure that you will still save a few quid over a 406 (or even anything else).
Baring in mind the quantities that there are on the road they can't be that bad?
You only ever hear of the worst at the end of the day.
The main comming problems being The DMF, FAP and the Bottom pully will all be removed or replaced with uprated items.
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waue1978
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Re: Bloody Insurance

Post by waue1978 »

Try telling that to this fella:

http://www.crushmy307.co.uk/
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Re: Bloody Insurance

Post by lozz »

Ah, ithink the 307 looks pretty cool,
a dont think that 1.6 hdi lump in them wouid pull the skin off a rice pudding tho,
icouid be wrong on that,

Maybe they wouid be good peugeot to start off with slow but Style- ish,

id sooner have a 306 tho
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Re: Bloody Insurance

Post by Bailes1992 »

Maybe I should play it safe and just get a MK3 Mondeo :(
My Dads had many and they've always been reliable.
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Re: Bloody Insurance

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£361.45 with RAC through Compare the Meerkat, no-one else is getting close though so I might have to go for it...

What do you guys think about motor legal protection?
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lozz
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Re: Bloody Insurance

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Bailes1992 wrote:Maybe I should play it safe and just get a MK3 Mondeo :(
My Dads had many and they've always been reliable.
The mk 3 is ok in petrol,
im not keen on the deisel ones after changing the water pump on one total Mare!
and there a bit of a pain for injectors needing re:coding,

ive Got anice little ford fiesta coming up for sale shortly (Deisel) 48k on the clock, and very clean, late 02 reg, if your looking for a good ford, :wink:
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waue1978
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Re: Bloody Insurance

Post by waue1978 »

DaiRees wrote:£361.45 with RAC through Compare the Meerkat, no-one else is getting close though so I might have to go for it...

What do you guys think about motor legal protection?
I never take it out. They try to sell it to you on the premise that if you're in an accident & need to contest whose fault it was, or if you want to make an injury claim (or have one made against you) that the legal protection covers the cost.

The reality is that the insurance company is the one that has to contest or answer to injury claims & if you want to pursue an injury claim, there are plenty of no win no fee scheist... sorry lawyers, that will happily take your case.
lozz wrote:
Bailes1992 wrote:Maybe I should play it safe and just get a MK3 Mondeo :(
My Dads had many and they've always been reliable.
The mk 3 is ok in petrol,
im not keen on the deisel ones after changing the water pump on one total Mare!
and there a bit of a pain for injectors needing re:coding,

ive Got anice little ford fiesta coming up for sale shortly (Deisel) 48k on the clock, and very clean, late 02 reg, if your looking for a good ford, :wink:
I've had both. On the petrol front, get a 2.0 (1.8 is a little sluggish, but not too bad) & get a post 2003 one as the early ones can injest parts. Can't remember if it was throttle flaps, but I do remember that it used to write off engines. As for diesels, stick with the TDDi. They still have the DMF issues, but the TDCis also tend to require injector replacement more often than most other diesels & it costs a bomb.
Only other problem is the rusty door thing though. They didn't properly fix that problem until 2005, but you may get lucky & find an older one which has had the warranty work done. Easy way to tell is to open the doors & look around the edge for the sealant. On one that has been done properly it is a very flat & even all the way round. The earlier ones look like a monkey was let loose with one of those bathroom gun thingys.
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Re: Bloody Insurance

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DaiRees wrote:£361.45 with RAC through Compare the Meerkat, no-one else is getting close though so I might have to go for it...

What do you guys think about motor legal protection?
I always avoid as many of the 'trimmings' as possible, (legal wotsit, courtesy cart, breakdown cover etc. etc.), based on the last 39 years I'll never use them. It's one thing to shell out for insurance cover that is both legally & morally essential, but don't get taken in by the 'added value' nonsense. [/soapbox]
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Re: Bloody Insurance

Post by DaiRees »

Yeah I tend to agree with you guys, was just sounding you out. It's £30 extra with RAC but there was one that included it for about £20 more....

Anyone know whether the standard fit alarm is Thatcham approved? :?


Just scrolled down the lists for a laugh, apparently Right Choice Insurance Limited think I should be paying £2251.41 :shock: , what planet are they on???? :roll:
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waue1978
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Re: Bloody Insurance

Post by waue1978 »

It isn't mate. As a general rule, insurers usually want a certificate to prove that an alarm is Thatcham approved.
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Re: Bloody Insurance

Post by Bailes1992 »

If I go for the Mondeo it will be TDDi.


Arghh I dunno :lol:

See what happens. Got lots of time to decide.

Maybe I should save up a little longer and get a 2.0D Volvo V50? :|
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