Insurance costs 90 v 110
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Insurance costs 90 v 110
Had my usual browse of 406's on autotrader last night and spotted 2 reasonable mileage HDI S's for 2 grand each. One was a 110 the other a 90, out of curiosity I compared some meerkats to see what the insurance would be and there was only £15 difference between the 2!
Now I know 110bhp isn't massive amounts but compared to the 90 it's a good jump in power for only a few quid more to insure (plus the option of a 140bhp remap). Now as tax and fuel costs are pretty much identical why would anyone buy a 90? Does the lack of DMF etc on a 90 make it a worth while buy over a similar spec/condition 110?
Hopefully I'll be seriously looking to upgrade after christmas so I'm curious what HDI owners think
Now I know 110bhp isn't massive amounts but compared to the 90 it's a good jump in power for only a few quid more to insure (plus the option of a 140bhp remap). Now as tax and fuel costs are pretty much identical why would anyone buy a 90? Does the lack of DMF etc on a 90 make it a worth while buy over a similar spec/condition 110?
Hopefully I'll be seriously looking to upgrade after christmas so I'm curious what HDI owners think
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- Bailes1992
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Re: Insurance costs 90 v 110
Currently own a 1.6 Ford Focus. If I was to upgrade to a HDi 90 or a 1.9TD it would cost ~£70. If I wanted a 2.1TD or a HDi 110 it's £210 

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Re: Insurance costs 90 v 110
Lack of DMF, was supposed to have drums instead of discs at the rear (binding issue) and I was hoping that the less stressed 90 would be a bit more reliable than a 110.
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Re: Insurance costs 90 v 110
Don't faff about, get a 2.2!
Well OK, maybe it's not for everyone, but they are nice.
On the 90 vs 110, I would say 110 every time. It's higher geared, more efficient, (cos it's got an intercooler) and if new enough, has lower road tax.
Well OK, maybe it's not for everyone, but they are nice.
On the 90 vs 110, I would say 110 every time. It's higher geared, more efficient, (cos it's got an intercooler) and if new enough, has lower road tax.
2002 HDi 2.2 Exec Estate, (2008-12) (wonderful)
2003 HDi 2.2 6-speed Exec Estate (2012-19) (also a gem)
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Re: Insurance costs 90 v 110
110 is less stressed. The 90 has a a crank from a 1.8TD engine (XUD7TE as in the 205/309). The 110 has the crank from the 1.9TD (XUD9TE).
110 gets better fuel economy because you don't have to drive it as hard.
DMF failure is very rare, and if it does fail you just stick a solid flywheel on it.
Both 90 and 110 have rear discs.
110 gets better fuel economy because you don't have to drive it as hard.
DMF failure is very rare, and if it does fail you just stick a solid flywheel on it.
Both 90 and 110 have rear discs.
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Re: Insurance costs 90 v 110
Didn't know that o.O Thanks!Bailes1992 wrote:110 is less stressed. The 90 has a a crank from a 1.8TD engine (XUD7TE as in the 205/309). The 110 has the crank from the 1.9TD (XUD9TE).
And the taller gearing, don't forget. You're running lower RPM at the same speed.Bailes1992 wrote:110 gets better fuel economy because you don't have to drive it as hard.

Captain Jack wrote:On a serious note, I managed to get my knob off after some persuasive yanking. Then used some epoxy to put the new one on. Glue still setting now so haven't had the chance to test it.
steve_earwig wrote:Ooh-er mrs.
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Re: Insurance costs 90 v 110
Thought they had the same gearbox? Either way you learn something new every dayToddM wrote:Didn't know that o.O Thanks!Bailes1992 wrote:110 is less stressed. The 90 has a a crank from a 1.8TD engine (XUD7TE as in the 205/309). The 110 has the crank from the 1.9TD (XUD9TE).
And the taller gearing, don't forget. You're running lower RPM at the same speed.Bailes1992 wrote:110 gets better fuel economy because you don't have to drive it as hard.


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Re: Insurance costs 90 v 110
AFAIK the 90 uses the same 'box as the XUD while the 110, 136, 16v, Tubby, 2.2 and 3.0 all use a taller one(Manuals). Am I right?Bailes1992 wrote: Thought they had the same gearbox? Either way you learn something new every dayThats another plus point
Captain Jack wrote:On a serious note, I managed to get my knob off after some persuasive yanking. Then used some epoxy to put the new one on. Glue still setting now so haven't had the chance to test it.
steve_earwig wrote:Ooh-er mrs.
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Re: Insurance costs 90 v 110
Don't think so.ToddM wrote:AFAIK the 90 uses the same 'box as the XUD while the 110, 136, 16v, Tubby, 2.2 and 3.0 all use a taller one(Manuals). Am I right?Bailes1992 wrote: Thought they had the same gearbox? Either way you learn something new every dayThats another plus point
HDi 90 sits at 2,500rpm at 70mph.
My old Xud used to sir ~3000rpm at 70mph.
The XUD has a cable clutch, the HDi has a Hydraulic clutch.
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Re: Insurance costs 90 v 110
Bailes1992 wrote:Don't think so.ToddM wrote:AFAIK the 90 uses the same 'box as the XUD while the 110, 136, 16v, Tubby, 2.2 and 3.0 all use a taller one(Manuals). Am I right?Bailes1992 wrote: Thought they had the same gearbox? Either way you learn something new every dayThats another plus point
HDi 90 sits at 2,500rpm at 70mph.
My old Xud used to sir ~3000rpm at 70mph.
The XUD has a cable clutch, the HDi has a Hydraulic clutch.
My bad, sorry, the 90 uses the BE4R, which is common amongst the petrols - 1.8 and 2.0 I assume? The 110 and the 136 use the ML5C & T which are also used by the tubby, 2.2 and V6.
Last edited by ToddM on Wed Sep 07, 2011 5:31 pm, edited 1 time in total.
Captain Jack wrote:On a serious note, I managed to get my knob off after some persuasive yanking. Then used some epoxy to put the new one on. Glue still setting now so haven't had the chance to test it.
steve_earwig wrote:Ooh-er mrs.
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Re: Insurance costs 90 v 110
HDi 110 / 136 = 31mph/1000 ~ 2250 RPM @ 70 mph 

2002 HDi 2.2 Exec Estate, (2008-12) (wonderful)
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2008 BMW E91 330i touring (great fun - murdered by a reversing SUV)
2007 BMW E91 325i touring (slower smoother quieter)
2003 HDi 2.2 6-speed Exec Estate (2012-19) (also a gem)
2009 Citroen C5 2.0 HDi VTR+ Estate (godawful heap)
2008 BMW E91 330i touring (great fun - murdered by a reversing SUV)
2007 BMW E91 325i touring (slower smoother quieter)
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Re: Insurance costs 90 v 110
Thats goto be great for long distance driving! Only 250rpm less than the HDi90 but bet it makes a difference!dogslife wrote:HDi 110 / 136 = 31mph/1000 ~ 2250 RPM @ 70 mph
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Re: Insurance costs 90 v 110
sirwiggum wrote:was supposed to have drums instead of discs at the rear
my 90 had drums at the backBailes1992 wrote:Both 90 and 110 have rear discs.

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Re: Insurance costs 90 v 110
My Uncle's 90's got discs! Was adjusting the handbreak last weekDiscoPol wrote:sirwiggum wrote:was supposed to have drums instead of discs at the rearmy 90 had drums at the backBailes1992 wrote:Both 90 and 110 have rear discs.

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Re: Insurance costs 90 v 110
It does - my previous Xsara HDi 90 had the lower ratio & used to drone a bit at anything much over 75.Bailes1992 wrote:Thats goto be great for long distance driving! Only 250rpm less than the HDi90 but bet it makes a difference!dogslife wrote:HDi 110 / 136 = 31mph/1000 ~ 2250 RPM @ 70 mph
31 mph/1000 feels too low on mine - I keep trying to change up when I'm not concentrating properly.

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2002 HDi 2.2 Exec Estate, (2008-12) (wonderful)
2003 HDi 2.2 6-speed Exec Estate (2012-19) (also a gem)
2009 Citroen C5 2.0 HDi VTR+ Estate (godawful heap)
2008 BMW E91 330i touring (great fun - murdered by a reversing SUV)
2007 BMW E91 325i touring (slower smoother quieter)
2003 HDi 2.2 6-speed Exec Estate (2012-19) (also a gem)
2009 Citroen C5 2.0 HDi VTR+ Estate (godawful heap)
2008 BMW E91 330i touring (great fun - murdered by a reversing SUV)
2007 BMW E91 325i touring (slower smoother quieter)