cat d write off

[kevtherev]

Hi all. My cambelt snapped last night so needing a new car asap. have spotted a hdi 90 that was a cat d write off but repaired in 2007. its 700 quid with 105k on the clock. does being a write off make it more expensive or harder to insure?? Also the heater doesn't work but I'm sure that would ne an easy fix?? It seems a bargain but was just unsure on the insurance side of things. would appreciate all opinions and input .regards kev.

[lozz]

Most insurers wont bother .
But its insured value will be lower,

Cat D is Minor,

Sometimes there not Even Recorded,

ive had a few cat d cars never had aproblem with getting insurance cover on them,

Imho if iwas you iwouid get a report done on the car before buying it,

iuse this company : http://www.mycarcheck.com
there Cheap, and they send you a Certificate,

Make sure the V5 is present or Walk away !

That Mycheck .com will show you something like this,

heres some of the info igot back from one ihad checked out,
its worth paying for peace of mind,


Vehicle Information Make & Model Fiat Punto 1.9d
VIN Check You have not performed a VIN check yet.
Engine Size 1910cc
Engine Number 1642054
First Registered 22 Mar 2000
Year Manufactured 2000
Former Keepers 6
Last Keeper Change The last recorded change of keeper occurred on 13 Jun 2012
Body 3 Door Hatchback
Colour Blue
Fuel Heavy Oil
Purchase Receipt To enable your guarantee please download and complete the purchase receipt:
PDF Document Download PDF
Most computers will open PDF documents automatically, but you may need to download Adobe Reader.
Vehicle Checks Outstanding Finance We have no record of this registration having outstanding finance.
Colour changes We have no record of this registration being subject to a colour change.
Plate Transfer We have no record of this registration being involved in a plate transfer.
Scrapped We have no record of this registration being scrapped.
Exported We have no record of this registration being exported.
Imported We have no record of this registration being imported.
Stolen We have no record of this registration being stolen.
Destroyed We have no record of this registration being destroyed.
Insurance Write-off We have no record of this registration being written-off.
Vehicle I.D. Check We have no record of this registration being subject to a Vehicle Identity Check.
Recorded Mileages

We have the following mileages recorded for this registration:

64,000 miles recorded on 2 Jul 2012
46,000 miles recorded on 18 Oct 2005

Please note that mileages are supplied by third parties and are not validated. Mileages may be rounded to the nearest thousand.
Valuation
Fiat Punto (1999-03) 3Dr Hatchback 1.9D
Forecourt Private Sale Trade-in Auction New
£1,390 £930 £580 £480 £7,729

A standard mileage for this vehicle's age of 130,000 miles was used for this valuation.
Vehicle Excise Duty (Road Tax) 6 months 12 months Band
£ 121.00 £ 220.00 N/A

[highlander]

Why not buy the Dogmobile? Doggy's offering it for £750. 2.2 HDi estate, no FAP, fast as all hell, and good fuel economy too.

[Welly]

Buy Doggy's car, an he's kinda 'local'.

[kevtherev]

thanks for that lozz will keep that in mind..
didn't realise that the dogmobile was still for sale i shall p.m him now

thanks guys.

[highlander]

Might be in a bidding war with plod - I think he is also interested in it

[kevtherev]

not a problem . plod showed interest 1st then it's only right he gets 1st refusal. i've pm'd doggy anyways , just keeping me options open .
seen some lovely cheap VOLVOS on Autotrader

[Welly]

Did someone call?

[kevtherev]

Did someone call?

seriously though, 6-700 quid gets alot of volvo for not much cash. theyr'e on the list along with another 406 or a passat or is 200 but i fink the lexus will be a bit too thirsty...
i've just checked the 406 i mentioned originally on my car check and it does say cat d write off 3 sep 2007. more worringly tho it has ELEVEN previous owners, first registered 2002 which is pretty much averaging 1 owner per year
hhmmm i'm smellin a lemon

[Welly]

I wouldn't but something with that many owners.

The best Volvo's are the 1998 to 2001 ish models, like a V70 estate, can be a bit thirsty but you'll have no problems with them.

I don't know why they end up so cheap (*awaits typical response) but to those 'in the know' they make a cracking used car IMO.

Don't get an old Passat they're rubbish. And old IS200's are starting to fall into the hands of the ne'er-do-well's (like the Scoobies did).

[mjb]

Got the missus' 2000 406 hdi90 estate off ebay for something like £650 a year ago with a newish MOT. Gave it a quick 'just to be sure' cambelt change (dead easy on these things!) and service for £100 or so, and it's been a trooper.

Bought dad a hdi90 estate off ebay a few months ago for £600 with a newish MOT. Giving it a new cambelt this weekend because again, we're unsure of history.

More money than that for a write-off seems a tad silly, unless it's in exceptional condition. 11 owners means it's almost certainly a lemon.

[kevtherev]

just following on from this,
bought a 51 plate estate today.Hdi 110 , 150k on the clock.
gave it a decent once over and took it for a little spin just to make sure the clutch weren't slipping. mfd screens gone but all the dash bulbs light up and go out as they should , heaters work, fans work, aircon works,everything seems ok,10 stamps in service book.cam belt done at 63700 , and that is getting done asap with tensioners , pulley etc.
Last mot had 2 advisories :ARB linkage has play but not serious and rear disc worn and scored but not seriously weakened.
was a bit dubious as the guy had it running when i arrived but he delivered it on the back of a transit tonight and it started first time from cold.
not sure if its fully multiplex or not?? how do you tell? indicator stalk seems a bit "loose" compared to my D8 so migt have the common problem there too, but i shall have a better idea tomorrow.
all in all quite pleased with it, shall see how we go .will give it a service next weekend.
i know nothing about diesels so will probably be searching/posting for solutions to(hopefully) little problems that i'm bound to come across in the next few weeks
regards
kev

[steve_earwig]

Ok, where are the pics?

If you didn't spot the stalks are a lot different to your D8's then it probably isn't, but a swift check on the sticker on the driver's a-post for the RPO will tell you: multiplex start at 09001.

Welcome to the wonderful world of diesel ownership