Car Insurance

[gumby6371]

Had my renewal notice through as it expires on the 14th, paying by direct debit it works out at £470 for the 2.2.
A visit to go compare and got a quote for £381 in total for the exact same cover paying monthly D/D.
Called my current insurer to see if they'd match it and was told the prices are fixed so I promptly cancelled the renewal.

All very pleasant on the phone so no moans about that but I just can't comprehend how the quotes can be so different?

The £90 I saved works virtually covers the 6 month tax I just put on it!

Not really a rant, more a head scratcher

[Doggy]

I got mine for just under £300......

[puggy]

mine was £162 , pays to be an old fart sometimes

[highlander]

All very pleasant on the phone so no moans about that but I just can't comprehend how the quotes can be so different?

Because the bastards make it up as they go along?

[jasper5]

You jammy lot I can only dream of such low prices...£500 for the 407, my wife is 55 with no claims for more than 10 years

[mjb]

You jammy lot I can only dream of such low prices...£500 for the 407, my wife is 55 with no claims for more than 10 years

Bloody hell I think my V8 bimmer only costs £390 or so, and about £30 of that is as a result of adding the wife as a 2nd driver

Mind you, I have no idea what the book price for mine is...

[Rolebama]

It seems to me that the two greatest elements to reflect insurance costs are the value of the car and your occupation. I know I saved quite a bit when working as a mechanic by being a 'Consultant Automotive Technician' rather than a 'Motor Mechanic' or a 'Service Receptionist'. Offence history is probably the biggest problem, but then, we all have clean Licences, don't we? So no need to mention that.

[highlander]

It seems to me that the two greatest elements to reflect insurance costs are the value of the car and your occupation.

Occupation makes such a difference. But it bloody shouldn't, unless you are driving the car as part of your job, not just going to/from work.

One more reason the government needs to reform car insurance.

[jasper5]

Post code makes a huge difference!

[dirtydirtydiesel]

mine was £162 , pays to be an old fart sometimes

, I paid £208 fully comp inc legal protection with £100 excess & £2500 agreed value, throu sheilas wheels broker

[lozz]

Cool,
nice price,

but sheilas wheels only cover women dont they, ?

my insurance as gone down, alot cheaper atlast,

[puggy]

mine was £162 , pays to be an old fart sometimes

, I paid £208 fully comp inc legal protection with £100 excess & £2500 agreed value, throu sheilas wheels broker

thats good DD the agreed value part is great , the other twats ought to do that !!

[dave406]

Cant rember how much my renewal is but made it cheaper a ding my wife and she is a learner (both 26)

[Bailes1992]

I was chuffed to buts my policy was £5 under £800 this year

[Doggy]

mine was £162 , pays to be an old fart sometimes

True, I suspect it's my 20k+ miles/year that makes the difference.