Car Insurance
Moderator: Moderators
Car Insurance
Had my renewal notice through as it expires on the 14th, paying by direct debit it works out at £470 for the 2.2.
A visit to go compare and got a quote for £381 in total for the exact same cover paying monthly D/D.
Called my current insurer to see if they'd match it and was told the prices are fixed so I promptly cancelled the renewal.
All very pleasant on the phone so no moans about that but I just can't comprehend how the quotes can be so different?
The £90 I saved works virtually covers the 6 month tax I just put on it!
Not really a rant, more a head scratcher
A visit to go compare and got a quote for £381 in total for the exact same cover paying monthly D/D.
Called my current insurer to see if they'd match it and was told the prices are fixed so I promptly cancelled the renewal.
All very pleasant on the phone so no moans about that but I just can't comprehend how the quotes can be so different?
The £90 I saved works virtually covers the 6 month tax I just put on it!
Not really a rant, more a head scratcher
1996 1.9 TD LX (Gone but not forgotten)
2003 2.2 HDI SE
2003 2.2 HDI SE
- Doggy
- Mod with a 2.2 HDi, De-Fapped!
- Posts: 10710
- Joined: Mon Oct 13, 2008 11:49 pm
- Location: Northants
Re: Car Insurance
I got mine for just under £300......
2002 HDi 2.2 Exec Estate, (2008-12) (wonderful)
2003 HDi 2.2 6-speed Exec Estate (2012-19) (also a gem)
2009 Citroen C5 2.0 HDi VTR+ Estate (godawful heap)
2008 BMW E91 330i touring (great fun - murdered by a reversing SUV)
2007 BMW E91 325i touring (slower smoother quieter)
2003 HDi 2.2 6-speed Exec Estate (2012-19) (also a gem)
2009 Citroen C5 2.0 HDi VTR+ Estate (godawful heap)
2008 BMW E91 330i touring (great fun - murdered by a reversing SUV)
2007 BMW E91 325i touring (slower smoother quieter)
Re: Car Insurance
mine was £162 , pays to be an old fart sometimes
.. ooh are those drugs for me Matron
- highlander
- PowerFlow Shill
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Re: Car Insurance
Because the bastards make it up as they go along?gumby6371 wrote:All very pleasant on the phone so no moans about that but I just can't comprehend how the quotes can be so different?
2002 (D9) Peugeot 406 Coupe SE, 2.2 litre Petrol. Scarlet Red/Rouge Ecarlate/Rosso Scarlatto. Black Leather interior. SOLD
2008 (E60 LCI) BMW 525i M-Sport, 3.0 litre Petrol. Carbonschwarz Metallic. Black Dakota Leather and Myrtlewood interior.
2008 (E60 LCI) BMW 525i M-Sport, 3.0 litre Petrol. Carbonschwarz Metallic. Black Dakota Leather and Myrtlewood interior.
Re: Car Insurance
You jammy lot I can only dream of such low prices...£500 for the 407, my wife is 55 with no claims for more than 10 years
Re: Car Insurance
Bloody hell I think my V8 bimmer only costs £390 or so, and about £30 of that is as a result of adding the wife as a 2nd driverjasper5 wrote:You jammy lot I can only dream of such low prices...£500 for the 407, my wife is 55 with no claims for more than 10 years
Mind you, I have no idea what the book price for mine is...
<steve_earwig> I think this forum is more about keeping our cars going with minimal outlay than giving our cars more reason to go bang
Re: Car Insurance
It seems to me that the two greatest elements to reflect insurance costs are the value of the car and your occupation. I know I saved quite a bit when working as a mechanic by being a 'Consultant Automotive Technician' rather than a 'Motor Mechanic' or a 'Service Receptionist'. Offence history is probably the biggest problem, but then, we all have clean Licences, don't we? So no need to mention that.
1998 2.1 GLX TD
- highlander
- PowerFlow Shill
- Posts: 3548
- Joined: Sun Nov 09, 2008 5:03 pm
- Location: Aberdeen
Re: Car Insurance
Occupation makes such a difference. But it bloody shouldn't, unless you are driving the car as part of your job, not just going to/from work.Rolebama wrote:It seems to me that the two greatest elements to reflect insurance costs are the value of the car and your occupation.
One more reason the government needs to reform car insurance.
2002 (D9) Peugeot 406 Coupe SE, 2.2 litre Petrol. Scarlet Red/Rouge Ecarlate/Rosso Scarlatto. Black Leather interior. SOLD
2008 (E60 LCI) BMW 525i M-Sport, 3.0 litre Petrol. Carbonschwarz Metallic. Black Dakota Leather and Myrtlewood interior.
2008 (E60 LCI) BMW 525i M-Sport, 3.0 litre Petrol. Carbonschwarz Metallic. Black Dakota Leather and Myrtlewood interior.
Re: Car Insurance
Post code makes a huge difference!
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- 3.0 24v
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Re: Car Insurance
, I paid £208 fully comp inc legal protection with £100 excess & £2500 agreed value, throu sheilas wheels brokerpuggy wrote:mine was £162 , pays to be an old fart sometimes
2002 110 HDi estate, Rapier in monaco blue! ( found quite a bit more power ) SOLD I've sorted the airbag light
1998 3.0 V6 SE coupe in Diablo Red ( my baby ) sold
2006 206 1.4 16v sport in Aegean blue ( wife's shopping trolley )
2006 BMW e61 535d m-sport run's for cover
1998 3.0 V6 SE coupe in Diablo Red ( my baby ) sold
2006 206 1.4 16v sport in Aegean blue ( wife's shopping trolley )
2006 BMW e61 535d m-sport run's for cover
Re: Car Insurance
Cool,
nice price,
but sheilas wheels only cover women dont they, ?
my insurance as gone down, alot cheaper atlast,
nice price,
but sheilas wheels only cover women dont they, ?
my insurance as gone down, alot cheaper atlast,
Re: Car Insurance
thats good DD the agreed value part is great , the other twats ought to do that !!dirtydirtydiesel wrote:, I paid £208 fully comp inc legal protection with £100 excess & £2500 agreed value, throu sheilas wheels brokerpuggy wrote:mine was £162 , pays to be an old fart sometimes
.. ooh are those drugs for me Matron
Re: Car Insurance
Cant rember how much my renewal is but made it cheaper a ding my wife and she is a learner (both 26)
(02) 406 2.0 HDi GTX Estate AUTO AC+SN in Delft Blue aka Rhodes Blue
- Bailes1992
- Moderator
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- Joined: Mon Dec 24, 2007 4:13 pm
- Location: Bridgend, South Wales
Re: Car Insurance
I was chuffed to buts my policy was £5 under £800 this year
2020 BMW 520d MSport Touring My Daily
2017 Dacia Logan MCV 1.5DCi Laureate Wifes
1996 Land Rover Defender 90 County SW 300TDi My Toy
2003 Ford Mondeo ST220 3.0 V6 My Other Toy
2017 Dacia Logan MCV 1.5DCi Laureate Wifes
1996 Land Rover Defender 90 County SW 300TDi My Toy
2003 Ford Mondeo ST220 3.0 V6 My Other Toy
- Doggy
- Mod with a 2.2 HDi, De-Fapped!
- Posts: 10710
- Joined: Mon Oct 13, 2008 11:49 pm
- Location: Northants
Re: Car Insurance
True, I suspect it's my 20k+ miles/year that makes the difference.puggy wrote:mine was £162 , pays to be an old fart sometimes
2002 HDi 2.2 Exec Estate, (2008-12) (wonderful)
2003 HDi 2.2 6-speed Exec Estate (2012-19) (also a gem)
2009 Citroen C5 2.0 HDi VTR+ Estate (godawful heap)
2008 BMW E91 330i touring (great fun - murdered by a reversing SUV)
2007 BMW E91 325i touring (slower smoother quieter)
2003 HDi 2.2 6-speed Exec Estate (2012-19) (also a gem)
2009 Citroen C5 2.0 HDi VTR+ Estate (godawful heap)
2008 BMW E91 330i touring (great fun - murdered by a reversing SUV)
2007 BMW E91 325i touring (slower smoother quieter)