insurance,

[lozz]

@ highlander,
imight be amillion miles out on this one but here goes,
ithink the 406 is High risk as its a Common used Taxi.

[waue1978]

@ highlander,
imight be amillion miles out on this one but here goes,
ithink the 406 is High risk as its a Common used Taxi.

Could be, but I suspect a lot is down to parts costs & how they perform in accidents (as in how many parts need replacing compared to a Mondeo or Vectra). If the taxi use was a deciding factor, Mondeos would cost a bomb around here as they are the most common car used for a taxi - & my old TDDi estate gives a quote of £380. We even have a local used car sales that specialises in them & even keeps a stock of Mondeo spares & wheels for the local taxi firms.

[sirwiggum]

Every mk2 (as in the round grille) Mondeo I see has a destroyed bumper from what looks like a single tap.

The 406 can survive this (mine used to be parked right up against a tree due to lack of parking. Even the Accord had a deformed dent in the bumper from this tree that just popped itself out!).

HDi 90s are group 21

[Bailes1992]

The Mondeo bumpers are cheap to replace though, I think ford were only charging around £20 for replacements. They were designed to crakc and break.

[lozz]

Ive never had a Mondeo that had abroken bumper,
and ive had a good 14 of them,
Thinking of getting another Mondeo tbh there a good motor and cheap for bits there easy to Maintain too,
Think il go for another estate tho,

[FarmerPug]

the taxi thing though, here in NI toyota carinas still bumble about ready to relieve you of a lot of money for a slow and uncomfortable ride to you destination but they are not hard to insure, nor is the avensis which is just as popular, or a skoda octavia and you see more of these as taxis than 406s, and although the 406s ncap safety rating isnt great its no worse than anything from the same age.

[sirwiggum]

In the likes of Cyprus, Spain, Germany they're Mercedeseses that are taxis.

Oldest taxi I've seen in NI is a Sierra.

Seen a few of those tacky hen party limos with taxi plates, probably some legality or something.

[andymacg]

i discovered that insuring mine with adrian flux and declaring the mods fitted and the planned ones saved me 500 quid

my old insurer wanted 950 for the year on a normal fully comp policy with 6 years no claims where as ive still got fully comp and no limited mileage for 450 a year

[lozz]

Ive tried A drian flux, there way too expensive,

Ive sorted my insurance problem, ive found away of getting it cheaper,
itl save me £280 a year so im happy,

[sirwiggum]

Buy a coupe, put a Ferrari bodykit on, and insure it as a kit car.

http://www.extreme-sportscars.com/430/index.html

[FarmerPug]

buy an estate and commercialise it as a van might also work.

[highlander]

ithink the 406 is High risk as its a Common used Taxi.

In which case, insurers should only be classing the 406 as a taxi if it is a taxi company that is trying to insure it. If not, they're thieving bastards.

[plod]

I've made comment tonoght on another thread about insurance

I can insurance a Zafira GSi with twice the power (almost) and four times the value for half the cost to insure
I've just put through a Volvo S60 with a D5 with 160bhp on top for around the same price as the Zafira

Insurance for the 406 is a Joke big time

[plod]

The joke gets worse

I can insure a Subaru Impreza WRX with 280bhp on tap, for £100 less than i'm paying for the 406

[plod]

Another one

Saab 9-5 HOT (i.e 250bhp version ) and i'd be paying 2/3rds to insure it compared to the cost of the 406