Insurance - where do you get yours from?

Just your normal general chatting in here..

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nimike
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Insurance - where do you get yours from?

Post by nimike »

and how much is it?

Local company here in N. Ireland and its 230 fully comp.

What do you think of the price comparsion sites?

I find that they can be a random number generator, so keep going till you get a better price and take that back to your current insurer to beat them down. :supafrisk:
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angrydave
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Re: Insurance - where do you get yours from?

Post by angrydave »

im 19 nearly 20 and with 1 years ncb's making mine £800/year with Quinn Direct. Its not bad really considering the volvo 440 i had was only 1.6injection and that was £1600 :P

i also got my insurance quote for quinn via confused.com which worked out quite well
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Peugeot 406 1.9 TD LXS Estate yoooooooo
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puggy
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Re: Insurance - where do you get yours from?

Post by puggy »

Last couple of years with Saga , it was £201fully comp last year and they have just
sent my quote through for £246 fully comp pncb been on confused.com and swift
have quoted me £168 for the same cover so going to see if Saga can match it :shock:
.. ooh are those drugs for me Matron
teamster1975
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Re: Insurance - where do you get yours from?

Post by teamster1975 »

£360 Fully Comp with Admiral and two years NCB; that's my wife as the policy holder and me as a named driver.
(We did have 9 years NCB but some nasty little sh1ts took a knife to the roof of my saab 900 on two different occasions using up my NCB protection, then there was the total loss of the 406 LX :evil: )
1996 406 1.8LX Got a bad case of hydro lock!
1996 406 Executive 2.0 Turbo XU10J2TE No longer hangin' on in there :(
1997 Honda CB500V
2003 Volvo V40 1.8 GDi SE killed by a nutter in a beemer 5 series
2008 Mondeo 2.0 TDCi Titanium X

"Always look on the bright side of life, dedo, dedo dedodedo"
nimike
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Re: Insurance - where do you get yours from?

Post by nimike »

I did notice that if you use the other insurance comparsion websites comparethemarket.com gocompare.com tescocompare.com the one on moneysupermarket.com they give out different prices due to the different discounts given to each site by the insurance company, so try the others online. If there are anyothers out there, fire them onto this thread.
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swiss
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Re: Insurance - where do you get yours from?

Post by swiss »

Think I'm paying about 400 through Admiral, 3PF&T. It's in me wife's name mind, and last year I cost her her NCB :oops:

www.moneysavingexpert.com has an extensive guide on insurance of all kinds and explains how to use the various comparison sites to actually compare 100% of the market - except of course those anti-social companies like Direct Line.
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steve_earwig
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Re: Insurance - where do you get yours from?

Post by steve_earwig »

There's only about 5 companies here and they're all rip-off merchants, I pay more than you lot for 3rd party only, if I wanted fully comp (which is the only alternative) it'd cost well over a grand. For an 11-year old car :( (and that was including my full ncb which I managed to carry over to here, it's more now that I have to register it in my other half's name 'cos she's never had car insurance (or indeed, any form of insurance) before.)
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jasper5
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Re: Insurance - where do you get yours from?

Post by jasper5 »

My insurance is a motor trade policy, I can own or drive as many vehicles as I want, except fibreglass bodied vehicles, camper vans, and classic cars.£530 Fully Compehensive for the year.

I checked out those comparison sites for my wife's car (the 406) last year, the only way to get it cheaper was to raise the excess.
ijmorrison
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Re: Insurance - where do you get yours from?

Post by ijmorrison »

Just renewed via kwikfit .. turns out they were cheapest for me .. 31 year old 10 years ncb .. fully protected ..fully comp .. 15000 miles 7000 mile business use ....£380 approx


also £42.50 cashback via quidco ... :shock:

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mjb
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Re: Insurance - where do you get yours from?

Post by mjb »

Mine's due this month so I'll be hitting the comparison sites soon. Last year was about £600 for 3rd party f&t on my v6 with 2 years ncb. Got an SP30 now though :(
<steve_earwig> I think this forum is more about keeping our cars going with minimal outlay than giving our cars more reason to go bang
teamster1975
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Re: Insurance - where do you get yours from?

Post by teamster1975 »

mjb wrote:Got an SP30 now though
Was that the van that snapped you last year Matt? B@stards :frown:
Don't worry about an SP30, you're allowed up to 6 points before they start clobbering you :)
1996 406 1.8LX Got a bad case of hydro lock!
1996 406 Executive 2.0 Turbo XU10J2TE No longer hangin' on in there :(
1997 Honda CB500V
2003 Volvo V40 1.8 GDi SE killed by a nutter in a beemer 5 series
2008 Mondeo 2.0 TDCi Titanium X

"Always look on the bright side of life, dedo, dedo dedodedo"
jasper5
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Re: Insurance - where do you get yours from?

Post by jasper5 »

My wife got an SP 30, they added £90 to the premium when she renewed her policy.
teamster1975
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Re: Insurance - where do you get yours from?

Post by teamster1975 »

jasper5 wrote:My wife got an SP 30, they added £90 to the premium when she renewed her policy.
Really? Times must have changed since I had my 6 points; when I renewed they asked me how many points I had and at the time 6 was the maximum you could have without affecting your premium (their words, not mine!!)
1996 406 1.8LX Got a bad case of hydro lock!
1996 406 Executive 2.0 Turbo XU10J2TE No longer hangin' on in there :(
1997 Honda CB500V
2003 Volvo V40 1.8 GDi SE killed by a nutter in a beemer 5 series
2008 Mondeo 2.0 TDCi Titanium X

"Always look on the bright side of life, dedo, dedo dedodedo"
djp30djp
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Re: Insurance - where do you get yours from?

Post by djp30djp »

Just switched mine to churchill - £180 fully comp inc. protected bonus, & legal cover.
406 HDI Exec Estate (2 off) & 307CC HDI Cabriolet
puglover
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Re: Insurance - where do you get yours from?

Post by puglover »

just renewed mine..

im with the post office and this will be year 3 with them.

6 ncb protected with legal cover inc and top rac cover inc ...... wife on policy while she learned to drive they were nice and gave her 1 year ncb of her own right total premium £390.00

they did try to put it up by £60.00 until i rang them and reminded them that there was a credit crunch on and my money is tight to say the least lol and the added fact i've been with them a while so she went to see her boss and held renewal cost at last years price lol
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