Premiums premiums rip off rip off!

tux2006 · Post by **tux2006** » Sat Aug 12, 2006 2:25 pm

Just wondering where everyone thinks the best place to get insurance for the 406? I'm 18 and its a 1.8 so im expecting to pay stupid amounts for the insurance but thats what sets me apart from the other chavs

and also its modifiyed

hmmmm lots I just wish I could prove to the insurers how carefully I drive! I mean i don't want to scratch my rims! or let any of my shoddy mods fall off

only jking

Does 406.co.uk have any special discounts or deals with insurers? or anyone know where to get the best deal?

The only other option is to go on my dads insurance with direct line so I can get the no claims bounus

chili · Post by **chili** » Sat Aug 12, 2006 7:58 pm

have a looksy at confused.com

mjb · Post by **mjb** » Sun Aug 13, 2006 1:49 am

The AA were by far the cheapest for my first car (25 years old, Renault Laguna 1.

then they were the cheapest again when I got my 406...

http://www.theaa.com

(and breakdown cover never hurts either ;)

PJ · Post by PJ » Sun Aug 13, 2006 8:51 am

Try here for starters :- http://www.moneysupermarket.com/motor/

It seems to be a very personal thing.
I've got insurance quotes for several people and none are with the same company.
Keep searching and try and read the small print.

=|[PsychoPoet406]|= · Post by **=|[PsychoPoet406]|=** » Sun Aug 13, 2006 1:09 pm

I'd definitely recommend Confused.com - it doesn't list any specialist insurers but it saved me literally ?500 over Norwich Union Direct, which in turn was saving me ?500 over Direct Line.

Malachy · Post by **Malachy** » Sun Aug 13, 2006 4:05 pm

=|[PsychoPoet406]|= wrote:I'd definitely recommend Confused.com - it doesn't list any specialist insurers but it saved me literally ?500 over Norwich Union Direct, which in turn was saving me ?500 over Direct Line.

this is a good idea used confused.com... but dont get your insurance through them, usethe list itdraws up of the cheapest companies then call them seperatly to get a quote and play them against each other . you will save again

tux2006 · Post by **tux2006** » Sun Aug 13, 2006 6:29 pm

cheers guys nice ideas

Just one thing is it true that it will reduce my premium if I put my dad on as a named driver? or is it not worth it?

Malachy · Post by **Malachy** » Sun Aug 13, 2006 6:36 pm

tux2006 wrote:cheers guys nice ideas

Just one thing is it true that it will reduce my premium if I put my dad on as a named driver? or is it not worth it?

i have my dad as a named driver on my policy and it reduces the quote by ?80 a year

mjb · Post by **mjb** » Mon Aug 14, 2006 12:11 am

Depends on your dad's circumstances - Mine's not owned a car in years so he's got no no-claims and adding him to my policy would have actually cost a couple of hundred instead of saving money... Or it could have been because we live at different addresses...

TonyW · Post by **TonyW** » Tue Aug 15, 2006 8:25 am

To be honest I used to have my mum on my insurance when I lived at home and that knocked it down a load, now I have the wife on as well coz she's a bit older than me and when I checked it she was saving me ?120!!! Not that I told her that of course, I'd have had to spend the day shopping and throw it away on a pair of shoes for her or something!!!

Post by **nick** » Tue Aug 15, 2006 11:01 pm

We have a deal with Adrian Flux - mention your a meber, and see what they say!

Nick

tux2006 · Post by **tux2006** » Thu Aug 17, 2006 9:54 am

ooo BRILLIENT

I was going to try them as my car is moddifyed

ill see wot they say