Insurance quotes via money supermarket and compare the market (MS were cheaper btw) with my 3 years no claims was just about £800, without my no claims (as they possibly expired) were £900 but still under 1k.
My last insurance company who said they could get my no claims back and she went off for 4 hours ''negotiating'' my no claims, were over 1k.
Fully comp was £1,200 and third party, fire and theft £1,100 but she assured me she could get my no claims back.
At this point, what was the point in ''saving'' my no claims if it was going to be dearer?
I rang them again today and said, listen I got cheaper quotes elsewhere. Said they couldn't match it, I asked for customer service.
I said to customer service do you hold the proof of my no claims? The reply came 'yes'
No negotiating, just an answer of yes. They are sending me proof of my no claims and I have got my insurance for under 1k.
I DO have 3 years no claims, had I constantly had a car and been constantly insured that would be 8 years no claims BUT small mercy where it's due, 3 years is better than nothing.
The first cheapest company on fully comp, with my no claims was ''sheilas wheels, model driver'' who wanted to play Big Brother with Miss Pug and me.
There's a tele-wotsit me-jig box they ''screw'' into the dash, which monitors your driving standards, you're braking distance and even the time of day you drive.
Should you speed, you apparently get fines from them (even if the police are not aware), should you be out past 9pm it can affect the policy prices.
I'm sorry, I don't do DRILLING HOLES IN MY DASH, nor this big brother bollocks, so made my way through the list.
Second cheapest (Motor quote direct) were incredibly helpful.
It turned out my previous insurance (last year) only had the car down as a 5 seater estate


Anyway, with that out the way I asked the question.
I couldn't remember the proper name: ''telematic box'' so I said 'Oh, do you install those telephone-wotsit, mejigs' his reply was 'Well I've never heard of those before, oh yes those - no we don't' I was like 'Ok, good I will go with you, no way is someone drilling holes in my dash'

So, in long and short, the car is finally insured. Costing an arm and leg but that's the joys of having a provisional license, a 2.0 engine and an estate car.
I am so extremely happy, it may seem like a very basic thing to you boys to be out on the road and to drive a car, but I assure you it is all I have ever dreamed about.
Next thing is to conquer the abs screw, fit new sensor and to get her through her MOT (in Swindon, if you see us on our way, blown your horn, raise your hand) and then to go to Oxford DVLA to tax her. (Or I could ring DVLA and see how much a replacement V5 costs, and how long it would take to come).
Either way, one very happy girlie right here






